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Amounts put onto a Balance Plan&Pay will attract interest at the applicable Plan&Pay Annual Percentage Rate. Bank of Melbourne has a range of cards for you to choose from once you're in Australia. Pay a lower rate than your current standard interest rate. With the Bank of Melbourne Amplify Platinum Credit Card you can take advantage of a great balance transfer offer plus earn 80,000 bonus Amplify points when you spend $3,000 within 90 days. Card / Customer access number Help. Only Primary cardholders can create (or cancel) a Plan&Pay plan. Tuesday 30 Mar 2021 05:49 . You can cancel your plan at any time via Internet Banking. The Bank of Melbourne Amplify Platinum boasts a $400 e-gift card and a short-term balance transfer offer. If you miss any Plan&Pay instalments, you may have a remaining balance at the end of your Plan&Pay term. You also have the option of choosing a Cash Advance Balance. Bank of Melbourne Amplify Signature card: fast facts. Amplify Points earned per A$1 spent (Amplify Rewards): … Remember me . Full details are available on request. CONTACT US If you need assistance please call Bank of Melbourne Global Currency Card Customer Service, available 24 hours, 7 ... A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (‘the Bank’), is the distributor of this product. Any additional repayments you make will be applied in the order as described in clause 6.3 of the Credit Card Terms and Conditions. New to Internet and Phone Banking? Purchase Plan&Pay plans have a 0% interest rate but are subject to an Upfront Fee, detailed in table below: Having a Plan&Pay doesn’t change your obligation to always pay the ‘Minimum Payment Due’ by the due date each month. Interest will continue to accrue on your instalment plan until the plan expires or is paid off completely. I prepared these slides in March 2016, as part of my Certificate IV in… Grade/tier: Black. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Issue Number. A clever new instalment plan option on your Bank of Melbourne credit card. Our notice explains how we use cookies and how you can manage them. Once you have enough points, you can log on to the Bank of Melbourne Amplify Rewards website to browse for rewards and redeem points online. Forgotten? There are also other savings and term deposit accounts available, but the basic accounts are most suitable for Visa Debit card users. This presentation describes the features and benefits of Bank of Melbourne credit cards. Please note that cancellation can take up to 2 business days. Terms and Conditions or Product Disclosure Statement. Balance Plan&Pay plans have different interest rates. Fill out the remaining information, choose your repayment schedule, then hit confirm to finish. Full details are available on request. This information does not take your personal objectives, circumstances or needs into account. Providing a low purchase rate and low ongoing annual fee, this little beauty likes to keep it simple, while allowing cardholders to save some money. 3. Plan&Pay is available right now on eligible personal credit cards. Enjoy the freedom of a credit card with no annual fee: Credit criteria, terms and conditions, fees and charges apply. 0% interest rate applies to Purchase Plan&Pay only. Plus, you can have up to eight active Plan&Pay plans at once. The Bank of Melbourne Amplify Signature and Vertigo Platinum cards are Level 1 cards and offer up to 6 months complimentary international travel insurance. For Joint Account Cardholders, either joint account holder may create (or cancel) a Plan&Pay plan. To create a Balance Plan&Pay, choose either a credit card balance, or a Balance Transfer balance with 3 or more calendar months remaining on the balance transfer period. To repay your Plan&Pay plan you should pay the ‘Minimum Payment with Instalments’ amount shown on your monthly credit card statement. You will pay no annual fee on the card ever, plus, you can add up to three additional cards to the account at no extra cost. An upfront fee will also apply.1. Can be used to pay off balance transfers with more than three months remaining and cash advances. Remember me. Click the ‘Services’ bell on your credit card Account details page, then select ‘Plan&Pay instalment plans’. on balance transfers for 12 months, the Bank of Melbourne No Annual Fee Credit Card can be a good option for cardholders looking to pay down existing credit card debt. Bank of Melbourne credit cards range from standard to gold and platinum, and include rewards cards, frequent flyer cards, classic cards and low-fee cards. Interest charged on your Plan&Pay Remaining Balance will appear on your next monthly statement. Contact the Bank of Melbourne Team Please Note: we cannot reply via email with any information relating to your personal banking. Conditions, fees and charges apply. Credit Cards; Destinations; General Travel News; Newsletter. #Cashback promotion: The cashback offer is available when you apply and are approved for a new Vertigo Platinum credit card between 4th November 2020 and 30th June 2021, and spend $900 or more on eligible purchases within 90 days from card approval. One such card is the Bank of Melbourne Vertigo Credit Card. By continuing to use this site we assume you're ok with our notice. Unless otherwise specified, the products and services described on this website are available only in Australia from © Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. If you are looking for a no frills credit card that offers great rates, try the Bank of Melbourne Vertigo card. Simply logon to Internet Banking or the Bank of Melbourne Mobile Banking app to set up and manage a Plan&Pay Instalment Plan. Bought a new fridge, bike or holiday with your credit card and want to pay it off over time? Quick balance • View balances and 10 most recent transactions of up to 3 of your accounts without logging in • Set up your widget to access Quick balance without opening the app • Easily transfer money between your Quick balance accounts • Share your BSB via With Plan&Pay, you can convert big purchases into smaller set instalments2 – and the savings can really add up. Choose from either 3, 6 or 12 months to pay back purchases and between 3–36 months to pay off your balance – whatever works best for you. Conditions, fees and charges apply. View a sample of the new-look credit card statement (PDF 1MB) with Plan&Pay. What does it cost to create a Purchase Plan&Pay? You can cancel a Plan&Pay at any time with no cancellation fee. The establishment fee payable varies depending on the instalment plan term selected. If two or more Plan&Pays have the same interest rate, we will apply the payment to the oldest plan first. Credit Card Complimentary Insurance Terms and Conditions, Terms and Conditions or Product Disclosure Statement. Just logon to the App to set up your Plan&Pay instalment plan. Annual fee is reasonable. When you logon to Bank of Melbourne Internet Banking, you agree to our Internet Banking Terms and Conditions. Bank of Melbourne credit cards tend to be moderately low to high. This means that your additional repayments will go toward your Main Account Balance and new transactions before being applied to the Plan&Pay Remaining Balance. Reverts to cash advance … To create a Purchase Plan&Pay, simply view your recent transactions. You can close your Bank of Melbourne credit card account at any time by contacting Bank of Melbourne: Personal banking: Phone 13 22 66 (open Mon-Sat) (within Australia) or +61 3 9982 4186 (from overseas) Helpdesk: Phone 1300 605 266 (open 24/7) (within Australia) or +61 3 9982 4186 (from overseas) Choose the repayment timeline that suits you best. This means that we will apply payments to your Card Account in the following order: If you have more than one Plan&Pay, we will pay off the plan with the highest interest rate first. Banking; Home loans; Insurance; Investing & super; Business; Institutional; Open Search; Log on ... (Sydney/Melbourne time) You can also visit the Estate Settlement & Support website. Read the Credit Card Terms and Conditions before deciding. Typically, its standard cards come with a lower interest rate and/or lower fees than top-tier platinum cards. Yes! No balance transfer fee applies. When you no longer have any Plan&Pay plan(s) on your account, for example, when you repay or cancel the plan(s), then we will apply payments to your                                   account in the order as described in Clause 6.3 of the Credit Card Terms and Conditions. The standard variable rate of interest will apply to any remaining balance. 2. In some circumstances this means you might pay more interest than if you didn’t have a Plan&Pay. Internet Password. An added layer of protection to your credit card security is our Secure Online Shopping service available to all Bank of Melbourne credit cardholders. Unless otherwise specified, the products and services described on this website are available only in Australia from © Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. This information does not take your personal objectives, circumstances or needs into account. Use on any purchase over $200 that you’ve made on your credit card within the last 30 days. You also have the option of choosing a Cash Advance Balance. To the Plan&Pay instalment(s) shown on your most recent statement, Then to your Main Account Balance in the order as described in Clause 6.3 of the Credit Card Terms and Conditions, Then to any outstanding Plan&Pay Balance(s). Our notice explains how we use cookies and how you can manage them. … Updated 21 March 2021. Once your plan has been created, your next monthly statement will include your Minimum Payment with Instalments as a payment option. We've got cards with a low rate, cards without annual fees as well as cards you can use to earn rewards points (which can be redeemed for frequent flyer miles or lifestyle benefits) and even cards that offer complimentary travel insurance cover. Bank of Melbourne (BOM) is one of the smaller banks owned by Westpac, and offers basic accounts called Complete Freedom and Express Freedom. Redeem your points on frequent flyer programs such as Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, gift cards, retail vouchers, homewares, travel and more. The standard rate of interest will apply to any remaining balance.2 Simply logon to Internet or Mobile Banking to cancel your Plan&Pay. interest. You can cancel your Plan&Pay at any time (or pay it off sooner) without any extra fees. baseUrl : '\/etc\/designs\/sbgrp\/bom/clientlibs/js/' Forgotten? BOM are one of the only banks that offer joint credit cards. To be eligible for this Bank of Melbourne Credit Card you must be 18 years or older, and also a permanent Australian resident. Credit Card Contract because you remain responsible for all aspects of the Card Account including: • any usage by the Additional Cardholder; and • any breach of your Credit Card Contract caused by the Additional Cardholder. The Amplify Platinum card … Unless otherwise specified, the products and services described on this website are available only in Australia from
 © Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. This information does not take your personal objectives, circumstances or needs into account. 8am - 7pm, Mon - Fri (Sydney/Melbourne time) SMSF. Logon to your Internet or Mobile Banking to compare Balance Plan&Pay rates against your standard rates. Backed by the Westpac Group, Bank of Melbourne offers a range of affordable credit cards that suit you. Pay back part or all of your balance in set instalments over 3-36 months. Consider its appropriateness to these factors before acting on it. What we love... Offer or no offer, this is a good low cost card to keep in your wallet. And, if you apply today, you can save even more money, taking advantage of the card’s offer of 0% p.a. Newsletter. We do not provide financial advice, manage credit card applications, provide credit, or assist users with obtaining credit. If you do not pay all or part of the ‘Minimum Payments with Instalments’ amount for two consecutive months, then we may cancel your Plan&Pay plan. For immediate assistance, call our Call Centre on 13 22 66, 24 hours a day 7 days a week (+61 3 9982 4153 if calling internationally), or visit a local branch. The applicable interest rate will be displayed to you when you create your plan. Loyalty variants: Amplify Points (Amplify Rewards) or Qantas Points (Qantas Frequent Flyer). interest. Choose to set up a Plan&Pay plan for any recent eligible purchase, or to pay off your balance. All Bank of Melbourne credit cards offer a balance transfer option, with a fairly leisurely 0% interest period. If you already have a corporate account with Bank of Melbourne… Security Number Help. Report a lost or stolen credit card or any suspect transactions on your card at anytime through our 24/7 customer call centre: Australia 1800 772 266 Overseas +61 3 8536 7870 You can transfer any amount from $200 up to 95% of your credit limit to help you pay off credit card … How does a Plan&Pay affect how my payments are applied? Whether you’re paying off your balance or a big-ticket item, Plan&Pay could save you interest over time. An Additional Cardholder will have access to the Card Account . How does a Plan&Pay affect what I need to pay each month? Get a handle on your credit card balance and avoid unexpected surprises by breaking it into smaller instalments – and save interest along the way. With a Bank of Melbourne Amplify credit card, you'll earn Amplify Points per $1 spent. The Bank of Melbourne Global Currency Card - DISCONTINUED is a prepaid travel card that supports 11 different currencies and lets you carry balances for up to 5 of them at a time. You can also call Bank of Melbourne on 13 22 66 or visit a branch to discuss these products. ** The Money magazine Best-Value Balance Transfer Credit Card was awarded to Bank of Melbourne Vertigo Visa on 3rd December 2020. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Before making a decision, it's best to read the terms and conditions. We use cookies to secure and tailor your web use. What happens if I miss a Plan&Pay repayment? Not recommended on public or shared devices. Compare the Card does not accept liability for any incorrect information shown, and encourages you to check the product details of the credit card with the bank prior to applying. require.config({ Great credit card, however BOM interest rate is high and balance should be paid off monthly to avoid hefty interest bill. 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